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Reimagining lending with transaction intelligence

In today's lending landscape, transaction data is transforming how financial institutions assess risk, verify income, and understand customer behaviour. Traditional credit data tells part of the story. Transaction data provides a real-time, granular view of a customer's financial health, spending habits and income stability, helping you make more informed decisions with greater confidence. Our suite of solutions enables lenders and brokers to unlock the full potential of transaction data across the credit lifecycle.

Our Transaction Data solutions

Automate and streamline the collection and analysis of bank statements with tools designed for accuracy, speed and compliance.

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Bank Statements

The secure and easy way to retrieve your customers' bank statements instantly.

Bank Statements is the gateway to a powerful suite of transaction data tools all designed to enhance lending decisions and drive operational efficiency. You can learn more about these tools below.

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Decision Metrics

Understand customer behaviour with enriched transaction categorisation and insights.

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Open Banking

Access secure, consent-driven data for faster and more transparent lending.

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Bank Feeds

Real-time transaction data feeds for ongoing financial monitoring.

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Statement OCR

Extract and digitise data from uploaded bank statements with high precision.

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Broker Flow for Lenders

Allows lenders to access customers' statements directly to accelerate application processing and improve conversion.

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Broker Flow for Brokers

Allows brokers to access customers' statements directly to simplify the application journey and boost client conversion.

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From transactions to decisions

Go beyond traditional credit scoring with a dynamic, transaction-based risk score that reflects real-time financial behaviour and affordability.

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Transaction Risk Score

Delivers a dynamic, data-rich view of customer risk by analysing real-time bank transaction data to enhance the credit decisioning process.

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