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Unlock smarter decisioning with secure, compliant access to financial data

Experian Open Banking empowers businesses to harness the full potential of the Consumer Data Right (CDR) regime in Australia. As an Accredited Data Recipient, we provide a seamless, secure and scalable platform to access, enrich and act on consumer-permissioned financial data, driving better outcomes across lending, onboarding and customer experience. 

Whether you're a lender, fintech, broker, or enterprise, our open banking capabilities help you streamline operations, reduce risk and deliver intelligent insights at speed.

Key features

CDR accreditation

Work with us to understand your accreditation and access requirements.

Consumer dashboards

Provide an easy way for consumers to control consent with a complete hosted solution.

Consent collection

Streamline the consent process with a tailored consent collection system.

Data retrieval

Access information from available financial institutions across Australia and New Zealand.

Aggregation and enrichment

Enhance your data feeds with industry leading categorisation and integrate multiple data sources to reveal further insights.

Ongoing consent management

From consent provisioning to maintenance and revocation, we can manage the whole consent lifecycle.

How it works

Our Open Banking process ensures smooth data flow, starting with the consumer and progressing seamlessly to actionable insights.

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Benefits at a glance

Intelligent data for confident decisioning

Sophisticated categorisation and decision metrics that deliver intelligent insights.

Access to comprehensive statement sources

Access the full range of bank statement sources, including CDR connections and non-CDR solutions in combination.

Real-time data on demand

Fast, flexible and intuitive platforms that provide the data you need, when you need it.

Robust data security

Each product is rigorously tested and audited by independent, external security experts.

Accelerate innovation with a rich sandbox

A rich sandbox environment that simulates real banking data, so you can begin developing your solution as soon as possible.

CX ready and configurable by design

Our white-labelled solutions are customisable to support CX compliance and can be flexibly configured to meet a wide range of implementation needs

How we support you

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Brokers

Increase business and improve customer experience by making important decisions within minutes.

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Lenders

Encourage a streamlined process confidently, with quick access to detailed, accurate data.

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PFM and Wealth Management

Compile data from multiple bank accounts with data aggregation.

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Fintechs

Work with experienced providers to build state of the art products using reliable and scalable technology.

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Banks

Complete income verification and affordability assessments with efficiency.

Retail

Other industries

Gain insights and speed up formerly manual processes with automated systems in other industries such as Real Estate, Property Management, Retail, Insurance and Law.

Would you like more information?

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