StatementOCR

Smarter insights from bank statements

Experian Statement OCR transforms static bank statements into actionable insights through advanced categorisation, fraud detection and decisioning metrics. With a simple PDF upload you can gain categorised insights and standardised reports that streamline processes and deliver results faster.

Key features

Instant PDF-to-insight conversion

Customers upload their bank statements in PDF format and you receive structured data enriched with categorisation and decisioning metrics that are ready for immediate use.

Advanced categorisation and analysis

Identify income, expenses, and spending patterns with precision using our categorisation engine, enabling deeper insights into customer financial health.

Built-in fraud detection

Detect anomalies and potential tampering in uploaded statements with proprietary algorithms that flag inconsistencies and reduce fraud risk.

Frictionless, secure experience

A web-based, no-login process allows customers to upload statements securely with no bank credentials required, all while delivering consistent, standardised outputs for seamless integration.

How it works

1

Your customers upload their PDF bank statements.

2

Statement OCR reads and analyses them.

3

Categorisation and decision metrics are delivered to you

4

Standardised report for faster, smarter credit decisions.

Benefits at a glance

Faster, smarter credit decisions

Eliminate manual data entry and accelerate lending workflows with instant access to categorised financial insights.

Improved risk accuracy

Make more informed decisions with enriched data that reveals income stability, spending behaviour, and financial health.

Reduced fraud exposure

Protect your business with built-in fraud detection that flags anomalies and potential tampering in customer provided documents.

Enhanced customer experience

Offer a secure, frictionless way for customers to share financial data - no logins, no bank credentials, just a simple upload.

Explore our solutions

Automate and streamline the collection and analysis of bank statements with tools designed for accuracy, speed and compliance.

Bank Statements

The secure and easy way to retrieve your customers' bank statements instantly.

Decision Metrics

Understand customer behaviour with enriched transaction categorisation and insights.

Open Banking

Access secure, consent-driven data for faster and more transparent lending.

Bank Feeds

Real-time transaction data feeds for ongoing financial monitoring.

Broker Flow for Lenders

Allows lenders to access customers' statements directly to accelerate application processing and improve conversion.

Broker Flow for Brokers

Allows brokers to access customers' statements directly to simplify the application journey and boost client conversion.

Transaction Risk Score

Delivers a dynamic, data-rich view of customer risk by analysing real-time bank transaction data to enhance the credit decisioning process.

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