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Unlock deeper customer understanding

In today's competitive lending environment, making fast, accurate decisions is critical. Experian Decision Metrics empowers your business with enriched transaction data, enabling smarter, faster decisions across credit risk, serviceability, and liquidity assessments.

By leveraging categorised bank transaction data and intelligent pattern analysis, our solution delivers tailored insights into customer behaviour, helping you assess risk and opportunity with precision.

Key features

Advanced transaction categorisation

Transform raw bank transaction data into meaningful insights using pattern recognition, enabling more precise behavioural profiling and risk assessment.

Customisable decision metrics

We can create tailored metrics based on your requirements. Some examples of what can be done with the data include identifying potentially risky transactions, derive frequency and count of events, perform calculations, combine multiple categories into one metric, text values and date related metrics.

Seamless integration and delivery

Access enriched data in multiple formats (PDF, HTML, JSON, XML) and integrate effortlessly via secure APIs into your existing systems.

Real-time insights

Make faster, smarter decisions with real-time indicators of customer liquidity, serviceability and financial stress.

Benefits at a glance

Accelerate lending decisions

Access categorised transaction data and intelligent decision metrics to streamline your credit decisioning process.

Tailored insights

Our analytics engine transforms raw transaction data into meaningful metrics, customised to your business needs.

Enhanced risk assessments

Identify income patterns, spending behaviours and potentially risky transactions with ease.

Flexible formats

Available in multiple formats including PDF, HTML, JSON and XML, and ready to integrate into your workflows.

Would you like more information?

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