Trade exchange program

Improve cash flow and reduce bad debt exposure

Our Commercial Trade Exchange Program helps businesses improve cash flow and reduce credit risk by transforming aged trial balance data into actionable insights. By contributing and accessing anonymised trade data, clients receive a Late Payment Risk Score for each matched debtor - updated with every upload. This enables early identification of high-risk accounts and supports more focused collections efforts.

With insights drawn from a broad and unbiased contributor base, the program offers a clearer view of how debtors are meeting their obligations. This empowers smarter credit decisions, proactive account management, and early warnings of financial distress—helping you stay ahead of risk and reduce bad debt exposure.

Key features

Enhance visibility into debtor behaviour and streamline your credit management processes.

Access to late payment risk score

Understand the probability of severely delinquent payment within the next 12 months.

12-month portfolio exposure trend

View the performance of your portfolio over a period of time.

Ability to rematch accounts

Easily rematch debtor accounts to ensure accurate tracking and updated risk insights.

In platform ledger uploads

Streamline your workflow by uploading files straight into our trade platform.

Benefits at a glance

By leveraging real-time insights and predictive analytics, our Trade Exchange Program empowers businesses to make informed decisions that drive financial stability and growth.

improved

Improved cash flow

Enable faster incoming payments, reduces reliance on external financing and supports smarter credit limit and terms decisions.

reduced

Reduced days sales outstanding (DSO)

Accelerate collections by focusing efforts on high-risk accounts and tracking shifts in payment behaviour.

decreased

Decreased bad debt exposure

Identify high-risk accounts early and strengthens portfolio quality by reducing exposure to unreliable debtors.

proactive

Proactive risk management

Stay ahead by monitoring behavioural shifts and reducing exposure before issues escalate.

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