Portfolio health checks

Smarter credit decisions through data-driven portfolio analysis

Portfolio Health Check provides a powerful analysis of your customer or supplier portfolio by combining your Aged Trial Balance (ATB) with Experian’s proprietary data and predictive analytics. The result is a clear, actionable view of financial risk and opportunity—empowering you to navigate uncertainty, optimise credit strategies and make confident, data-backed decisions.

Key features

Enhance your ATB with enriched data and advanced analytics to uncover hidden risks and untapped potential.

Portfolio-wide risk profiling

Evaluate the likelihood of business failure and late payment across your entire portfolio using Experian’s predictive risk scores.

Actionable reporting

Access comprehensive, easy-to-interpret reports that highlight risk clusters, financial exposure and growth opportunities.

Liquidation and deregistration detection

Instantly detect entities that have been deregistered or entered liquidation, using real-time Australian Securities and Investments Commission (ASIC) data.

Heatmap visualisation

Identify high-risk segments at a glance with intuitive heatmaps based on Failure and Late Payment Risk Scores.

Benefits at a glance

Gain visibility into portfolio performance and turn data into strategic advantage with insights that drive smarter risk management and growth.

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Proactively manage risk

Identify financially unstable entities to minimise exposure and safeguard your bottom line.

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Support strategic planning

Leverage data-driven insights to refine credit, collections and customer engagement strategies.

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Optimise resource allocation

Prioritise time, capital, and attention on accounts that signal the greatest risk or opportunity.

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Unlock growth opportunities

Identify clients with strong potential and low risk to increase credit limits or deepen engagement.

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Enhance decision-making

Empower your team with intelligence that supports faster, more confident decisions.

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