Placing A Ban On My Credit Report
Frequently Asked Questions
Your credit report is designed to give your credit providers the information they need to consider when assessing your application for credit. However, if you’ve been the victim of fraud or identity theft, or if you’re concerned that you’ll likely be a victim, you can ask us to place a temporary ban on your credit report. View the information on your topic of interest below.
Placing a ban on your credit report will prevent credit providers that utilise Experian credit reports from accessing your credit report as part of a credit check. If you’ve been the victim of fraud or if you’re concerned that you’ll likely be a victim of fraud, you can ask for a temporary ban to be placed on your Experian credit report. The initial ban period is 21 days.
A ban extension can be placed after the initial 21 days for an additional 12 months. An extension must be enacted before the end of the initial ban period of 21 days. It is free to request a ban and any subsequent extensions, and there is no limit to the number of times a ban can be extended. In addition, with your consent, your ban request can also be sent to other credit reporting bodies (CRBs) – namely Equifax and Illion. Alternatively you can place the ban directly with Equifax and illion yourself.
Experian is not responsible for the actions of the other CRBs but will simply share your request. The other CRBs may contact you directly to confirm the actions they have taken or any additional information they may require from you.
You can place a ban request for your Experian credit report here.