Application Processing

Application processing systems must meet a unique combination of business challenges. They need to support the entire application process, balancing customer satisfaction with accurate decision-making and operational efficiency. They must be robust enough to receive, validate and manage the flow of data 24 hours per day, but be flexible enough to grow with your business and handle multiple channels, products, regions and platforms.

We offer a range of scalable solutions to manage all stages of the credit application process, from account origination and verifying applicant information to analysing and scoring it and implementing a lender's acquisition policy. Our solutions offer rapid, flexible decision-making and workflow which will help maximise customer value while proactively managing risk and potential bad debt.

They are built quickly and completely to your requirements and are designed to place both strategic and operational control in the hands of business users.

Solutions include the Transact SM application-processing software, which is designed to run in your own environment or as a fully hosted solution, and a number of fast-start hosted solutions that combine local market expertise and credit bureau connectivity with unparalleled speed-to-market.