CREDIT RISK MANAGEMENT

Limit loss by reducing credit risk

Would you like more information?

Credit Services & Decision Analytics
Latest Research and Insights

Score, Prescreen, Monitor and Analyse

In this volatile economy, managing risk is essential to limiting profit loss. Be proactive in managing your customers by identifying delinquencies, liens and bankruptcy filings in a timely manner. Obtain scores that can help determine your most valued customers and provide them with the best offers. Experian® offers an array of risk management tools and also has extensive experience managing data breaches.

Application Processing

We can help you to automate and manage your processes from end to end. Our application processing tools offer rapid, flexible decisioning and workflow which will maximise customer value while proactively managing risk and, potential bad debt.

Authentication

We can provide you with instant verification, validation and authentication tools for preventing fraud in real time, while conducting secure online and call centre transactions.

Collections and Recoveries

Debt collection activity often doesn't see much investment until there is a down turn in the economic cycle. However, poor collections strategies can no longer be camouflaged by increases in new business. Debt collection is moving from a cost centre to a front-line profit driver.
Experian has built a strong set of end to end services that deliver your key collections needs such as; segmentation, skip-tracing, account monitoring, decisioning and case management, through the integration of data, analytics and software.

Application Fraud

Fraud is the biggest cause of revenue loss for financial, telecommunications and insurance organisations and the resulting losses always affect profitability. Our software and information will help you to detect potentially fraudulent applications even before a customer is accepted, in a speedy and efficient way.

Information and Scoring

We can provide you with the most up to date and accurate information, helping you to react intelligently with greater speed and consistency, and reduce risk at the same time. Experian’s comprehensive range of consumer and business data, reporting and scoring software is available across a wide variety of industry sectors.

Strategic Consultancy

Our consultants work to understand our clients, their business objectives, challenges, goals and constraints. We can help you with your underwriting strategy and reduce your exposure to risk and fraud by utilising our products, which have been developed specifically for the insurance industry.

Portfolio Management & Strategy Optimisation

You need to understand your total risk exposure and customer value within your current portfolio. Through detailed analysis, we can show you not only where your most profitable customers are, but also how to find more of them.

  • © 2017 Experian Information Solutions, Inc. All rights reserved.